MONTHLY FAMILY MONEY MEETING
Canadian Wealth Ops | 20 minutes

Look at the next 30 days together. Leave with one action and a date.

Month:
Next meeting:

0–2 MINUTES | WHAT CHANGED?

What changed in your income, costs or plans since last month?

One thing each of you wants your money to make possible:
1.
2.

2–7 MINUTES | CAN THE NEXT 30 DAYS WORK?

Cash available now, including your bill buffer: $
Reliable take-home income expected in the next 30 days: $
Income dates:
Bills due before then:
Bills, living costs and debt payments, at least the minimums: $
Buffer to leave untouched: $

Exclude earmarked savings and the costs they cover. Don’t count purchases
already in a listed card payment again. Reserve cash for new card purchases
due later.

7–12 MINUTES | WHAT COSTS ARE COMING UP?

Include costs beyond this month. Don’t repeat amounts already in the 30-day costs.

Cost 1:
Due date:
Amount: $
Already saved: $
Add this month: $

Cost 2:
Due date:
Amount: $
Already saved: $
Add this month: $

New set-asides this month, total: $

12–17 MINUTES | GIVE THE NEXT DOLLAR A JOB, OR CLOSE A GAP

Available cash + income − (bills + living costs + debt payments)
− buffer − new set-asides = room left, or a gap: $

Check payment dates as well as totals. Cover cash needs first.
If there’s a gap, choose a cost to adjust or a person to contact
before it is due.

Our next dollar’s job, or our gap and what we’ll do:

17–20 MINUTES | WHO WILL DO WHAT, BY WHEN?

One agreed action:
Who owns it?
By what date?

Put the next meeting date on your calendar.

Keep this sheet private. Account numbers and passwords do not belong here.

Canadian Wealth Ops | Educational worksheet | Amounts in CAD
https://wealthops.ca/articles/monthly-family-money-meeting