Credit cardsSep 16, 20263 min read
Be a Credit-Card Deadbeat
There’s a nickname for people who pay their card in full and generate no purchase interest: deadbeats. Finally, an insult worth aspiring to.
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Make better money moves in Canada.
Accounts, investing, credit cards, taxes and financial products, compared clearly and practically.
25-year illustration
$42,919
$10,000 today with no monthly additions at an estimated 6% return
Contributed
$10,000
Estimated growth
$32,919
Start here
Choose what you want to compare.
Pick a common decision, use your own numbers, and check the tradeoffs before acting.
Choose between a TFSA and RRSP
Start with contribution room, employer matching, tax rate, and when you expect to use the money.
Compare Canadian cash-back cards
Compare five cards using your own spending, including Wealthsimple’s temporary 5% boost.
Compare two ways to handle USD trades
Compare repeated currency-conversion fees with a fixed USD-account fee using your own numbers.
Latest
New articles and updates.
Account orderSep 10, 20264 min read
How to Transfer a TFSA Without Using Contribution Room
Ask the receiving institution for a direct TFSA-to-TFSA transfer. Taking the money out yourself and putting it into another TFSA counts as a new contribution, even when you're only switching providers.
Read articlePromotionsSep 10, 20264 min read
Wealthsimple Monthly Millionaire: Who Gets the Referral Entries?
For September 2026, the person referring gets the 100,000 referral entries. The friend signing up can earn their own registration and deposit entries. Both may qualify for a separate $25 cash bonus.
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